Health Reimbursement Account

Intermountain Health may contribute to your HRA in one or both ways as shown below:

1. Cigna CDHP Plan Members: Intermountain Health will contribute $250 to those with Associate Only coverage or $500 to those who also cover dependents (spouse, LDA, children). Intermountain Health contributes funds to your HRA on the first day of your medical plan coverage or January 1, each year while you are enrolled in the plan.
   
   
2. Kaiser Permanente EPO or Cigna PPO and CDHP Plan Members: An HRA account will automatically be opened for you with your provider. If you participate in the annual wellness incentive program, you and your covered spouse/LDA can earn up to $200 each for completing an online health survey and health biometric screening. Refer to the wellness incentive program FAQs for additional information.

You have two options for accessing your HRA funds. Reimbursements do not disburse to you automatically. You need to take action.

1. Debit Card: You will receive a debit card in the mail mid-December from Cigna if newly enrolled in the plan or you will continue to use the card you have been issued until the expiration date shown on the front of your card. Debit cards can be used just like a credit or debit card when you are paying for covered medical services at the point of sale with a qualified provider (such as at a doctor’s office or pharmacy). Purchases may not exceed account balance.
   
   
2. File a Claim: You may submit expenses online for reimbursement through your Cigna. Once your HRA claim is reviewed and approved, you will receive a check in the mail with funds drawn on your HRA account. Purchases may not exceed account balance.

You have two options for accessing your HRA funds. Reimbursements do not disburse to you automatically. You need to take action.

Complete one of the following for reimbursement:

1. Debit Card: You will receive a debit card in the mail mid-December from Kaiser Permanente if newly enrolled in the plan or you will continue to use the card you have been issued until the expiration date shown on the front of your card. Debit cards can be used just like a credit or debit card when you are paying for covered medical services at the point of sale with a qualified provider (such as at a doctor’s office or pharmacy). Purchases may not exceed account balance.
   
   
2. File a Claim: You may submit expenses online for reimbursement through your Kaiser Permanente. Once your HRA claim is reviewed and approved, you will receive a check in the mail with funds drawn on your HRA account. Purchases may not exceed account balance.

Access the Health Reimbursement Account FAQ for further details or see below for contact information.

Cigna: 800-244-6224 or myCigna.com (Website Instructions)

or

Kaiser Permanente: 877-883-6698 or kp.org (Website Instructions)

In the Intermountain Health Peaks Region, we offer two types of reimbursement accounts to help pay for your out-of-pocket healthcare expenses. A Health Reimbursement Account (HRA) is provided to our medical plan enrollees. Additionally, benefits-eligible caregivers can enroll in and contribute pre-tax dollars to a Health Care Flexible Spending Account (FSA).*

So, what’s the difference between the two?Click here to view a chart that will help you compare an HRA and a Health Care FSA.

*A Health Care FSA is different from a Dependent Care FSA. Refer to your Benefits and Well-Being Guide in October to learn the difference.