Outside of an Enrollment Period, you can enroll or make changes to your coverage only if you are experiencing a qualifying work or family status change event such as a birth, marriage, divorce, becoming newly benefits eligible, or a gain or loss of independent coverage. Otherwise, you will not be able to enroll or make changes until the next Annual Open Enrollment period. You will have 31 days from the qualifying life event date to enroll or make changes to your elections using the instructions listed below. Coverage will begin for you and any covered eligible dependents on the first day of the month after your qualifying life event.
If you do not enroll (as a newly benefits-eligible associate), you will be defaulted into the following benefits:
- You will have only the basic Short Term and Long Term Disability, Basic Life Insurance and AD&D benefits provided by SCL Health.
- You’ll miss out on tax savings because you won’t be enrolled in the Health Care or Dependent Care Flexible Spending Accounts (FSAs).
How to Enroll or Make Changes Mid Plan Year
You must submit a Benefits Change Request Form to the HR Service Center within 31 days of your qualifying life event date to enroll in new benefits or make benefits enrollment changes. Forms may be submitted using the following methods:
Required Action - Dependent Eligibility Audit
SCL Health utilizes the services of HMS to verify dependent eligibility. When you add new dependents to SCL Health Medical, Dental, Vision or Life Insurance coverage, you will receive an email to your work email address from HMS with verification instructions within 10 days from the date you enroll. Unverified dependents are removed from coverage. Learn more about the Dependent Audit process.