Summary Plan Descriptions

Summary Plan Descriptions (SPDs) explain the terms and conditions of your health, welfare and retirement plans, including eligibility, coverage amounts and exclusions.  Please share this information with your family members who are also covered under the applicable plans.

To locate SPDs associated with a specific benefit, click on the benefit below:


Medical & Pharmacy 



Flexible Spending Accounts (FSAs) 



Short Term Disability (STD) 

Long Term Disability (LTD) 


Accidental Death & Dismemberment (AD&D) 


Employee Assistance Program (EAP) 

Associate Health Center 


Please note, you have the right to request previous plan year documents at any time by contacting the HR Service Center at 855-412-3701 or

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