Life Insurance

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SCL Health provides, at no cost to you, Basic Life and Accidental Death and Dismemberment (AD&D) coverage to help preserve your family’s standard of living in the event of your death or serious injury.

You can also elect additional Supplemental Life and AD&D coverage for you, your spouse and/or your children. You pay the full cost of Supplemental Life and AD&D coverage. Find benefit rates here.

Click Here to view the Life and AD&D reference page to learn more about:

Basic and Supplemental Life and AD&D Plan details
How benefits are paid
Designating a beneficiary through Oracle
Evidence of Insurability requirements and process

Click here to watch a video to learn more about how Supplemental Life and AD&D can benefit you and your family members.

File A Life Claim

Please contact the HR Service Center located in Denver, Colorado, who will be assist you with your life insurance benefit questions. They are available Monday through Friday 7:30 a.m. - 5:00 p.m. Mountain Time at toll free 1-855-412-3701 or 303-813-5250.

Beneficiary Designation

Life and AD&D insurance payments are made to you upon the death of a covered spouse or children. Benefit payments are made in the order listed below in the event of your death unless you designate a different beneficiary.

Your spouse
Your children
Your parents
Your brothers and sisters
Your estate

Designating Beneficiaries

SCL Health has a paperless beneficiary designation process through Oracle. You can update your SCL Health-sponsored Life and AD&D beneficiaries through Oracle by viewing this tip sheet.

Funeral and Estate Planning

Lincoln Financial Group Additional Resources and Benefits

Understanding Your Options to Continue Life Insurance If Your Coverage Ends

You know that life insurance is an important part of your overall financial planning package. If your group insurance benefit eligibility has changed and your life insurance coverage has ended, you have options to continue your current life insurance coverage with our third party administrator and maintain your family’s financial health.

You may be able to continue coverage for yourself and your family by "porting" your group coverage or by "converting" your coverage to whole life insurance, and paying premiums directly to the vendor for either option.

Forms:

Conversion Form

Summary Plan Description

The Summary Plan Description, or SPD, communicates plan rights and obligations to participants and beneficiaries. This is a summary of the material provisions of the plan document. Click here to locate Summary Plan Descriptions.