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Tobacco Surcharge

Tobacco products are defined as tobacco or tobacco-like products intended for human consumption, and when used orally or inhaled, produce smoke or smoke-like vapor. This includes but is not limited to: cigarettes, cigars, loose tobacco smoked via pipe or hookah, chewing tobacco, snuff, dip, electronic cigarettes and vaporizers.

If enrolled in a SCL Health medical plan and a tobacco product user the following applies:

  • One adult covered on the medical plan who currently uses or has used tobacco products within the last six months, you will be charged $50 per month.


  • Two or more adults covered on the medical plan who currently use or have used tobacco products within the last six months, you will be charged $100 per month.

The surcharge will not apply if each covered adult tobacco-user satisfies one of the following:

  • He or she completes the SCL Health QuitLine Program or an onsite SCL Health tobacco cessation program within the six-month period ending on the date you submit your tobacco-use status; or
  • His or her personal physician attests that it is medically inadvisable for their patient to attempt to cease tobacco use. Contact the HR Service Center for a copy of the Physician Affidavit.

Action Required

  • If you are enrolled in or plan to enroll in a medical plan, you must certify if the surcharge applies to you by submitting your tobacco-use status through your enrollment process in Oracle.
  • If the tobacco-use status of any adult covered member of your medical plan changes mid-year, you must re-submit your tobacco surcharge status so the surcharge can be adjusted as necessary. To re-attest your tobacco surcharge status complete the Change Tobacco Status Life Event in Oracle. 


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